2 years ago, I took out M&S's Premier cover £7000 vets fees etc. and the first premium was approx £14.00 per month, renewed with them last year even though premium was increased to approx £17.00per month.
This year they want £20.99 per month!!! Thats a 50% increase over 2 years. Nothing has changed other than him growing up a little and now neutered which I would have thought go in his favour, and no claims.
They are not prepared to reconsider and offered usual rubbish excuses.


Needless to say, I have sought alternatives and John Lewis is looking extremely attractive at £13.55 per month for similar cover.
(Needed to get that off my chest, thank you!)